If you want to cancel your policy, GEICO makes it easy for you with no cancellation fees*. If you're asked to speak with interactive voice response (IVR), say cancel the insurance policy and then automatically. The best time to cancel your Geico policy is at the end of the policy term. No matter how hard you try, some relationships just don't work, including relationships with your car insurance company.
For example, GEICO allows members of the military to suspend their insurance if they are going to store their car for more than 30 days. The other insurer may offer you a cheaper rate on car coverage, but your homeowner's insurance outside the package is much higher. Many insurers accept cancellations through several channels, but Geico will only cancel your policy over the phone. Certain states allow insurers like Geico to charge you a reduced rate if you cancel in the middle of the term of your policy.
I've had GEICO car insurance for a couple of years now, but I'm about to move to Boston and my premium would skyrocket if I didn't change. Car insurance is mandatory in almost every state, and you could face fines and struggle to get insurance in the future. Whatever the reason, if you cancel your car insurance and you're still a car owner, your coverage may be considered expired if you haven't yet obtained a new policy from another insurance company.