Underinsured motorist coverage applies to personal injuries caused by an improperly insured driver. These prices are just estimates based on the rates of an average Wisconsin driver and should not be used to compare insurance prices. Uninsured motorist coverage pays for medical claims that are the other driver's fault when the other driver doesn't have insurance or it's a hit and run. MoneyGeek also ranked the best auto insurance companies in Wisconsin for those who want solid service and affordable rates.
Mark Fitzpatrick is senior content director at MoneyGeek with more than five years of experience analyzing the insurance market, conducting original research and creating content that can be customized for each buyer. Make sure you understand the exact terms of the lease and the minimum insurance requirements to ensure that you comply with them. A number of factors can influence the cost of car insurance in Wisconsin, such as your age, credit score, driving history, zip code, and car make or model. You should carry proof of insurance with you at all times while driving and show it immediately when requested by a law enforcement officer.
If you have further questions about the minimum amounts required, contact your insurance agent or the Office of the Insurance Commissioner. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable. In addition to having car insurance, Wisconsin also requires proof of that insurance during a police stop. However, if you need protection in accidents involving uninsured or underinsured motorists, it may make sense to purchase UM coverage.
This includes liability insurance, property damage coverage, and most of the additional forms of insurance you can buy. He is passionate about using his knowledge of economics and insurance to bring transparency to financial issues and to help others trust their movements of money.