After reviewing and comparing dozens of companies, Bankrate found that the companies with the best car insurance in Wisconsin are USAA, State Farm, and Geico. With so many car insurance options for drivers, it can be difficult to find the best auto insurance company for the coverage options you need. Comparing the quotes of some of the best companies in your area can help you get the lowest price on car insurance with minimum or full coverage. The best auto insurance companies in Wisconsin offer a balance between affordability, customer satisfaction, and quality coverage.
In Wisconsin, the MoneyGeek scoring system found that Erie ranks first in customer satisfaction and claims ratings among the state's auto insurers. Erie ranks first in Wisconsin in customer satisfaction and claims. While Erie isn't the cheapest option in Wisconsin, the policy includes unique coverages, including car safety. Erie received top marks from MoneyGeek.
In addition to having higher than average scores in terms of stability and cost, it has a very high user satisfaction index. For all types of drivers, the company offers affordable policies. The car security coverage offered by Erie means that if your car is wrecked, it will be replaced by the newer model if you've had it for less than two years. Nor does an Erie policy penalize Wisconsin drivers who have been free from claims for three years or more for their first at-fault accident.
Erie has the highest customer satisfaction and claims ratings in Wisconsin among all the providers in the MoneyGeek study. This policy may be more expensive compared to other insurers, but the higher cost is compensation for better service. Erie policyholders can get unique coverage options, including new car replacement coverage. With this coverage, if you've had your new car for less than two years and it's been liquidated, it will be replaced by the newest model of the year.
Car rental coverage is also available and covers transportation costs while the car is being repaired after a covered event. You can also get an accident waiver if you have three or more years without claims with Erie. Despite the driver's history, MoneyGeek's analysis revealed that Erie's insurance rates are affordable. Our analysis also looked at Wisconsin driver insurance premiums for those on a low budget.
Erie policyholders can take advantage of cumulative discounts by having multiple policies with the insurer or by insuring multiple cars with them. This insurer also offers discounts to improve your car's security features, such as anti-theft devices and anti-lock brakes. Young drivers in Wisconsin can also qualify for a discount for inherited Erie vehicles if they were insured for consecutive years under their parent or guardian's policy. Erie offers reasonable coverage for older drivers in Wisconsin, making it the best MoneyGeek option for seniors in the state.
While Erie vehicle insurance rates are often affordable, discounts can further reduce the price of coverage. The company doesn't offer discounts for older drivers or for defensive driving, but it does offer the most popular car insurance discounts. These include packages, several vehicles, safe driving, an anti-theft system, defensive driving and airbag savings. The company also offers automatic security.
With this coverage, if your new car is wrecked, Erie will replace it with the newer model, as long as you've only had your car for less than two years. In addition, Erie customers can access accident forgiveness if they haven't had an accident in the past three years. Based on the MoneyGeek scoring system, USAA earned a perfect score of 100 and is the best auto insurance company in Wisconsin. USAA tied for first in customer satisfaction with the best widely available insurer, Erie.
All drivers, including those looking for full coverage plans, minimum coverage policies, young drivers and those with previous histories, can find affordable insurance in Erie. Erie offers better auto replacement coverage as an add-on, which is uncommon among other insurance companies. An Erie policy is ideal for drivers who buy new cars and want to be sure that they will be reimbursed for a new or better car in the event of an accident. With a score of 86 out of 100 on MoneyGeek, Erie is the best auto insurance company in Wisconsin based on customer satisfaction, claims and financial stability ratings.
For young drivers, GEICO is the best choice. For drivers with a poor driving record, Erie offers the best balance between affordability and quality coverage. Mark Fitzpatrick is senior content director at MoneyGeek with more than five years of experience analyzing the insurance market, conducting original research and creating content that can be customized for each buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
USAA has the lowest average full coverage rates in Wisconsin. Talking to an insurance agent can help you determine other important considerations before deciding on a policy and the exact amounts of coverage. However, you must have minimum liability coverage and provide proof of insurance if requested by the police. You can use MoneyGeek analysis to compare different insurers or search for different providers on your own.
Compare different car insurance companies and talk to your insurance agent about your needs, and you'll find the insurance coverage that's right for you. Considering the company's price and reputation among seniors who require exceptional customer service, MoneyGeek chose Wisconsin's best auto insurance companies for seniors. If you're not eligible for any discounts, you can still find the cheapest rates by comparing quotes from different insurers before buying a policy. While any accident or violation can affect your rate, too many can make it difficult to find affordable insurance.
Although excluded, USAA, with a MoneyGeek score of 100 out of 100, is Wisconsin's best auto insurance company for active duty military personnel or veterans. When looking for the best car insurance in Wisconsin, it's important to look for a provider with the best balance of affordability, customer satisfaction, and financial stability. Mandy writes about auto insurance, homeowners insurance, renters insurance, life insurance, disability insurance and supplemental products. With this type of policy, you get collision coverage and comprehensive coverage, which helps pay for damage to your vehicle and that of the other party.