Any unused premium will be refunded upon arrival within 7 to 10 business days. This may not apply to trade policies. Call our Accounts Department at (800) 837-7833 or (41) 383-1234 for more information. It's usually easiest to change your car insurance company at the time your policy is renewed, but if you choose to switch in the middle of the policy, your current insurer will normally reimburse you for unused premiums, less cancellation fees.
Liberty Mutual may charge customers in some states a cancellation fee for canceling their coverage in the middle of the policy, depending on state insurance regulations. Liberty Mutual may also ask you for the details of your new auto insurance policy to verify that you won't be. For example, you should have Liberty Mutual update your mailing address or vehicle information if you are moving or buying a new car. To cancel Liberty Mutual insurance, the policyholder contacts their agent directly or call a representative at 1-800-290-8711. You'll need to provide basic information about yourself, your Liberty Mutual policy number, and the date you want your policy to end.
Badger Mutual offers home, auto and commercial insurance in Wisconsin, Illinois, Minnesota, Michigan (car-free), Arizona, Nevada and Iowa. So, if you cancel your Liberty Mutual policy to switch to a cheaper company, be sure to factor in the cost of the cancellation fee. If you have already paid the premium for the policy period in full, Liberty Mutual will reimburse you for the unused portion, less cancellation fees.