The façade will most likely be discovered when a claim is made. If it is the named driver who is involved in a collision, for example, an insurance provider can initiate an investigation. If the insurer concludes that a head-on collision has occurred, it may refuse to pay for the damages. Usually, the cover is discovered when a claim is filed.
If the named driver was responsible or was even right behind the wheel during the collision, your provider could initiate an investigation. According to Action Fraud, the cover is when someone claims to be the primary driver of an auto insurance policy when they're not. Insurance companies use a variety of different techniques to try to detect the facades of auto insurance. Auto insurance databases are often useful in situations like this, but the most effective way insurers detect people is when a claim is filed.
Fronting is defined as providing false information in an attempt to obtain a cheaper premium on behalf of a driver at risk.