We changed the credit level from “good” to “bad” as reported to the insurer to see the rates for drivers with bad credit. If Wisconsin drivers don't purchase at least the minimum amounts of car insurance coverage required by Wisconsin law, they may face penalties for driving without insurance. There are also additional discounts to further reduce insurance costs, for example by bundling your car, insuring multiple cars, and having an anti-theft system. Drivers who live in neighborhoods with higher rates of vandalism, theft, or accidents are often charged higher premiums because they are more likely to file a claim.
To help drivers find the best car insurance in Wisconsin, WalletHub posed the following questions to a panel of experts. We analyzed Quadrant Information Services data across several driver profiles and zip codes to reveal the average cost of car insurance in Wisconsin. It emphasizes creating informative, engaging, and nuanced content to help readers make personalized insurance decisions. Young drivers often pay the highest costs of car insurance because of their lack of driving experience.
That said, some airlines require drivers to live in the same house as their parents to be included in their policy. Drivers should also consider taking out other types of auto insurance to better protect themselves, since liability insurance doesn't cover the policyholder's injuries or property. For more help selecting companies in your area and finding the most competitive car insurance rates, try NerdWallet's car insurance comparison tool. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age.
While the national average increase in the total coverage rate between good and bad credit is 73 percent, the average rate increase in Wisconsin exceeds 330 percent. However, young drivers can save money if they stay insured on their parent's policy instead of on their own.