The best way to find cheap PIP insurance is to compare prices and quotes from several insurers in your state. The personal risk factors that can affect the amount you pay for PIP (personal injury protection) are the same as those that affect the price of any type of car insurance. These include your claim history, credit history, location, driving history, age, and gender. As with all types of insurance, different insurance companies weigh each factor differently, resulting in a variety of prices.
That's why you need to compare quotes to find cheap PIP insurance for your situation. Contact your insurance company directly and start an appeal with them. You'll need to follow the complaints process set out in your policy with them. If your employer is self-insured, you can contact your employer to initiate a review.
PIP is a versatile type of insurance because it covers both medical bills and indirect costs resulting from injuries sustained in a car accident. Personal injury protection (PIP) insurance covers medical expenses, lost wages, and household expenses after a covered driver or his passengers are injured in a car accident. A no-fault insurance status requires drivers to have PIP coverage so that some or all of their medical expenses resulting from a car accident are covered by their own insurance, regardless of who is at fault. You should also take out personal injury protection (PIP) insurance if it's available in your state and you would need financial support if you were injured in a car accident.
PIP, or personal injury protection, is a type of car insurance that pays for medical expenses after a car accident. For more information, see WalletHub's guides on personal injury protection and car insurance for passengers. Coverage varies by state and insurance company, and protection beyond medical care is usually optional, but PIP insurance can include these types of coverage, up to the limits of the policy and after any deductibles. Personal injury protection (PIP) is a type of car insurance that covers expenses such as medical bills, lost wages, or funeral expenses.