The coverage, called collision damage exemption, purchased from the car rental company could double existing coverage and add a cost per day to the rental. However, you should know what coverage you have and when it applies to your rental. It is a guarantee that you buy from the rental car company that you will pay for the damage to the rental vehicle. Car insurance through rental companies can be expensive, but folding the fender of a rental car can cost more.
In addition to contacting your insurance agent or credit card company if you have questions about insurance coverage, there are other things you can do to be prepared and save a few dollars. If you're not covered by your personal car insurance or a credit card company, you may be responsible for the damage or cost of the car. If you don't own a car and therefore don't have an auto insurance policy, you can and perhaps should consider buying a temporary or annual car policy “under the name of a non-owner” from an insurance company. The first factor that should influence your decision to buy rental car coverage is your existing car insurance coverage.
American Express offers secondary car rental coverage on its cards, but it offers primary coverage for an additional fee through a program called Premium Car Rental Protection. Enter the dates on which you will receive your rental car as you purchase your travel policy and you will see a quote corresponding to the part corresponding to the part corresponding to the rental of the vehicle. Car rental insurance, sometimes referred to as rental car coverage, is a type of protection offered at the time of rental to cover it when you rent a vehicle from a car rental company. It will vary depending on what personal car insurance policy you have and why you rented a car.
If you have any questions about your current coverage, call your insurer or insurance agent or broker. Many people may refuse rental car protection because it doubles the coverage they already have, usually because their own car insurance policy applies. In addition, total liability for any damage to a rented vehicle is limited to the reasonable repair costs or to the fair market value of the vehicle, whichever is less.