No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. In addition, if you have a car that doesn't travel more than 7500 miles per year, you may qualify for a discount for limited-use or low-mileage vehicles. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers.
In the event that your car is destroyed, Better Car Replacement provides you with the right coverage to replace your car with one that is a year newer than yours and that has 15,000 miles less than the one you have. The algorithm also takes into account the percentage of what customers say Liberty Mutual Insurance does well compared to what drivers with low mileage tend to save on their Liberty Mutual premium, since less time on the road means a lower chance of filing a claim. In the following sections, you can see a wide variety of popular discounts offered on auto and homeowners insurance. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household.
The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Today, Liberty Mutual affirms that its purpose is to help people embrace the present and pursue tomorrow with confidence. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. It can also suggest additional coverage options so that customers can have peace of mind knowing exactly what their coverage is with Liberty Mutual and knowing that they have everything they want in their policy.
Liberty Mutual offers better auto replacement coverage that you can add to your Liberty Mutual auto insurance policy for an additional cost. Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances.