Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Overall, married couples pay about 9% less for car insurance than single drivers because they're less likely to file a claim. Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information.
Liberty Mutual offers defensive driving discounts in 34 states and the District of Columbia for seniors who complete an approved defensive driving course. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. With this information, Insurify can provide drivers with information on how companies set the price of their auto insurance premiums. Visit the specific Liberty Mutual page for more information or to enroll in the auto insurance referral program.
Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Liberty Mutual in the long term. Insurance companies use your zip code to analyze weather patterns in your area, vehicle theft rates, the likelihood of vandalism, average traffic congestion, and other factors that could lead you to file an insurance claim. You can reduce the costs of your Liberty Mutual car insurance by taking advantage of Liberty Mutual discounts, opting for a higher deductible and reducing your coverage, among other things. Wisconsin is an at-fault state, meaning that the driver responsible for the collision is also responsible for paying the resulting expenses, either through their car insurance provider or out of pocket.
Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies. Even if Liberty Mutual doesn't offer discounts for older drivers in your state, there are other ways to lower your premium. Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium.