Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. A loyalty credit usually takes the form of a premium reduction. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. Car insurance costs are influenced by many factors, some of which are within your control and some of which are not.
The best way to compare prices is to compare free car insurance quotes from insurers before making a final decision. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. Liberty Mutual offers several types of insurance discounts for drivers, which can be accumulated to help lower the cost of insurance coverage. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles.
Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. The Liberty Mutual military discount is available to members of the United States Armed Forces community who are on active duty, retired, or members of the National Guard or Reserve. Each insurer uses its own algorithm to calculate premiums, so even if Liberty Mutual is charging you a high premium, you may be able to find a cheaper policy with another insurer. Yes, Liberty Mutual has a teacher discount in the form of reduced auto insurance premiums for teachers.
You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. Overall, married couples pay about 9% less for car insurance than single drivers because they're less likely to file a claim. Liberty Mutual also offers separate accidents and non-violations discounts, but the amounts and requirements vary from state to state.