At Liberty Mutual, students receive a discount for earning a GPA of B or higher with our good student discount. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. That's because Liberty Mutual offers special savings opportunities for drivers in this category, such as discounts for students who maintain a GPA of at least 3.0. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Liberty Mutual in the long term.
RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium. Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. Liberty Mutual is NAR's exclusive auto, home and renters insurance provider, offering quality coverage, expert advice and special discounts of up to 10% for NAR members. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car.
You can reduce the costs of your Liberty Mutual car insurance by taking advantage of Liberty Mutual discounts, opting for a higher deductible and reducing your coverage, among other things. Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies. Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card.
Liberty Mutual is very expensive because of agent fees and the overall increase in costs for insurance companies. In addition to the Liberty Mutual multi-car discount, the company offers other ways for customers to save money on their premiums, such as the multi-policy discount, the no-accident discount and the discount for advanced safety features, among others. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal.
Keep in mind that the availability and eligibility criteria for each discount vary by state and, in most cases, Liberty Mutual does not disclose the amounts of the discounts.