In Canada, additional car insurance coverage is generally not required because renters are typically covered by their personal insurance policies. This only applies to residents of Canada, and if you're visiting Canada from another country, the car rental insurance process may work differently. If you are traveling to Canada and plan to rent a car when you get there, contact your insurance company to find out if they will extend coverage to your rental. If your insurance company covers rental cars in the U.S.
UU. Otherwise, you may need to purchase rental car insurance from the rental agency. Canadian drivers are not required to take out additional insurance from the car rental company when renting a car. However, you need to have comprehensive insurance that covers you in the event of an accident.
In all parts of Canada, third-party liability coverage is required to operate a vehicle. Because of this, the legal minimum is usually included in the rental car, but always check it twice to be sure. Car rental insurance that is sold as a collision damage exemption (CDW) or loss damage exemption (LDW) isn't cheap. Liability insurance covers damage and injuries you may cause to other people and their property while driving a rental car.
Your comprehensive car insurance coverage and your car collision coverage, for example, still apply to damage to your vehicle if you have an accident while driving in Canada. The rental car automatically has some insurance coverage, but even a minor accident would easily exceed that amount. Your car insurance card should be sufficient, but you can also apply for an interprovincial insurance card for non-residents from your insurance company. Check with your insurance company if you are traveling abroad and planning to drive to learn how international car insurance works.
Rental car insurance can be optionally included as a supplement to the policy, which will normally cover the rental vehicle against loss or damage. You can also purchase an endorsement for your personal auto insurance policy to cover any damage to vehicles that you don't own, such as rental cars. If you rent a car in Canada, you are not required to take out car insurance with the rental company, but you do need some type of car insurance to protect you and the rental car. Sonnet Insurance offers online home and auto insurance to residents of Ontario, Quebec, New Brunswick, Nova Scotia and P.
In short, rental car insurance coverage is available to protect passengers, the vehicle, your personal belongings and you.