Once you've completed an approved defensive driving course, your auto insurer can apply the discount to you for several years. If you're still eligible for a discount after that period has expired, you may be able to retake a defensive driving course to conserve your savings. Yes, you can negotiate lower auto insurance rates with Progressive. Car insurance is one of the many bills that people don't think about renegotiating, but it's possible to lower premiums by doing some research and then talking to a Progressive agent.
You should know more than just the forms of insurance coverage and the best auto insurance providers before taking out any car insurance. He is licensed as an insurance agent to issue property and accident insurance, including home, life, auto, general and home fire insurance. If you know how car insurance works, you'll know that insurers usually have several discounts available. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
If you want to save more besides a discount for driving defensively, consider other ways to save money on car insurance. You can check with a Progressive Insurance representative to see what discounts you qualify for, as availability sometimes varies by state. Because older people and teens are the two age groups most likely to file a car insurance claim, many companies offer defensive driving discounts to people in these age groups who pass an approved course. Just like in any other state, car insurance premiums in Washington are heavily influenced by driving history.
If your car insurance company offers a discount for defensive driving, taking and passing a defensive driving course could reduce your insurance premiums by 5 to 15%. While there are no laws that require proof of car insurance, you still need proof of insurance to drive legally. For example, if you take a defensive driving course through your state's DMV or other accredited organization, you might be eligible to receive a defensive driving discount from your car insurance provider. If you want to save money on your Progressive car insurance policy, consider the many discounts offered by Progressive.
Progressive offers the exclusive Name Your Price tool, which allows you to tell the company how much you want to spend on car insurance. We always recommend that you check car insurance when your driving record changes due to the wide range of prices. Progressive has a good list of auto insurance discounts, but there aren't as many opportunities to save compared to other companies. If you set up automatic payments for your car insurance premiums with a credit card or checking account, Progressive can offer you a discount on your policy.