If you have comprehensive coverage, you can get a discount for installing an anti-theft device in your car. This can include having an active alarm system, recording the VIN on windows, and more. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. Because these parts or features aren't usually fully covered by a standard auto policy, you may need to add an endorsement to your auto policy or purchase a customized auto insurance policy.
If you're already driving safely, enrolling in a telematics program can result in cheaper car insurance rates by rewarding your good driving habits. If you modify your vehicle to improve its performance or improve its appearance, you'll usually need a coverage endorsement or a customized, independent auto insurance policy. For people enrolled in telematics-based auto insurance programs (also known as usage-based insurance), these devices send personalized driving data to their insurance provider for a specified period of time or on an ongoing basis. If you're thinking about adding new parts to your car, it's critical that you inform your car insurance company beforehand.
Some insurers also offer a physical telematics device for the car that connects to the vehicle's integrated diagnostic port, located under the dashboard. Yes, you can save money through an auto insurance program that rewards safe driving using telematic devices that monitor your driving habits. Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. Some insurance companies don't offer insurance for modified cars if they meet certain criteria, such as if engine performance improves significantly or if custom paint or decal jobs significantly increase the total value of the vehicle.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.