The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. Whether you have liability auto insurance coverage or a more comprehensive policy, discounts can help lower your car insurance premiums. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if discounts are combined.
There are more than 500 groups and organizations that have partnered with Geico to offer car insurance savings to their members. Reservists or active duty workers who insure with Geico can also receive an additional 15 percent discount on their coverage costs. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger.
Geico offers more than 30 different auto insurance discounts you can choose from, including the Geico DriveEasy mobile app and discounts for defensive drivers, which can save you up to 26 percent on a one-time discount (depending on the discount, where you live, what you drive, etc.) You can purchase Geico AirCare flight insurance to cover only air travel or ExactCare travel insurance to cover more types of travel situations. Conversely, if you've recently purchased a new vehicle, you may qualify for a Geico discount for new cars. Drivers who invest in safety training or educational courses can benefit from savings on their car insurance. Geico package discounts or Geico multi-policy discounts can be options and great ways to save.
Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers. Geico insurance agents will also help you choose a new car insurance policy that meets both the state minimum and your financial needs. You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app.
Customers automatically get the discount for multiple Geico policies when they combine Geico auto insurance with a Geico policy for homeowners, renters, condominiums or mobile homes.