Affected by Tennessee storms? See this special message. We work with independent agents who provide local, personalized experience. We have received numerous awards for customer service and claims management. We believe that it is our corporate responsibility to help local communities not only financially, but also with our time and talent.
We offer online access, because insurance should be easy to manage. We offer our insurance products through independent agents because of the many advantages they offer. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal. You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations.
You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app.
Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if the discounts are combined. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term.
For example, Geico offers a multi-vehicle discount for drivers who insure more than one car on their policy. If you have problems with Geico's online quotation system or prefer to speak to a representative, you can also request a quote through a local Geico agent or by calling (800) 207-7847. Every insurance company determines their rates differently, so even though Geico is one of the cheapest car insurance companies, the best way to ensure that you're getting the cheapest rate is to compare quotes from several insurers. Customers automatically get the discount for multiple Geico policies when they combine Geico auto insurance with a Geico policy for homeowners, renters, condominiums or mobile homes. Drivers who invest in safety training or educational courses can benefit from savings on their car insurance.