The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app. Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy.
You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations. For example, Geico offers a multi-vehicle discount for drivers who insure more than one car on their policy. Drivers who invest in safety training or educational courses can benefit from savings on their car insurance. Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer.
There are more than 500 groups and organizations that have partnered with Geico to offer car insurance savings to their members. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. It's also worth noting that Geico has a usage-based insurance program called DriveEasy, which can help drivers with low mileage save money. You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things.
Customers automatically get the discount for multiple Geico policies when they combine Geico auto insurance with a Geico policy for homeowners, renters, condominiums or mobile homes. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal. Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term.