While safety features, such as anti-lock brakes and airbags, are now required by law in the U.S. UU. For all new cars, make sure your insurer knows that if your old car has such safety devices, it could save you some money. Safety devices can also help you reduce your bill.
GEICO offers a discount of up to 25 percent on the full part of premiums to customers who install anti-theft alarm systems. The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy.
If you have problems with Geico's online quotation system or prefer to speak to a representative, you can also request a quote through a local Geico agent or by calling (800) 207-7847. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. For example, Geico offers a multi-vehicle discount for drivers who insure more than one car on their policy. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app. Or, if you're looking for a new policy, learn some tips to help you compare car insurance policies and see all the great discounts you could be eligible for with GEICO.
Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if discounts are combined. Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger.
There are more than 500 groups and organizations that have partnered with Geico to offer car insurance savings to their members. Combining auto insurance and home insurance is the most common scenario, but combining auto insurance with renters, condo, or mobile home insurance could yield similar results. Customers automatically get the discount for multiple Geico policies when they combine Geico auto insurance with a Geico policy for homeowners, renters, condominiums or mobile homes. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers.