New drivers always need car insurance, even while they're learning to drive. The minimum insurance requirements in your state apply to everyone who operates a vehicle, even if they only have one permit. If your teen driver has their learner's permit and plans to start driving, make sure they have car insurance, whether you add it to your policy or buy your own. Most licensed drivers should be eligible for coverage under their parents' existing auto insurance policy.
That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident. We'll help you discuss state requirements, coverage options, and discounts available for Wisconsin car insurance. A standalone car insurance policy for teen drivers can be expensive because they are more likely to drive distracted, drive faster, carry a tailgate, and not wear a seatbelt. Nor is there a multi-state auto insurance policy that originates in two or more states.
Request a car insurance quote online or call 1-866-749-7436 and we'll help you customize coverage for your family's new driver. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. If you add your teen driver to your car insurance policy, they'll benefit from the same protection as you. The main reason car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident.
Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions so that your teen has the right coverage. If you have a child who is going to an out-of-state college and has a car on campus, they may need a separate car insurance policy for another state, depending on the state in which they are going to school. For example, if you live in Connecticut but work outside the state of New York, you would have an auto insurance policy in Connecticut, since the vehicle stays there overnight. In that case, you would need two car insurance policies, one for the vehicle that is kept overnight in Connecticut and a policy from another state in New York for the vehicle you keep at work.
If you just obtained your learner's permit but have already purchased your own vehicle, you can buy your own car insurance policy just like any licensed driver. By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being.